A few years ago I visited a very large Debt Management Company at several locations over the space of a few months on business appointments.
The very nice offices, in very nice locations were BUSY with a capital B. They employed hundreds of people just to cope with the enquiry levels. There were levels of administration assistants BUSY contacting mail order companies, utility companies, writing letters, telephoning banks etc to "Deal With The Creditors" of their customers. These customers were looking for a solution to their financial problems and sought what they perceive to be experts who can help them. ( Not a bad thing you would argue, and not only that these companies employ people and keep them in much needed jobs, again not a bad thing at all & I wish them every success. )
So as I left the very BUSY building and passed the three PORSCHES of the Directors in the car park I learned an invaluable lesson. No-one can help you get out of a situation better than yourself. I was thrilled I kept my own destiny under my control and I am so thankful that I made the choice to re-work my finances myself because the pay back for doing so was not temporary, it was permanent and pays me back over and over again every single day.
Recommended as a way to get back in control of your finances by a National Newspaper Control Freak a Recipe for Debt Freedom http://www.payoffyourmortgagein8yearsorless.co.uk/
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